Additional Cover For Travel Insurance

Get more with your travel insurance and make sure you are fully protected from any unwanted situations while travelling.

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What is additional coverage for Travel Insurance?

Travel insurance comes with a slew of perks that you can use if anything bad happens on your travels. Travel insurance, on the other hand, has limitations and exclusions. It does not cover all possible scenarios that can arise during a journey.

Additional coverage or add-ons with your travel insurance provides you with special benefits above and beyond your standard policy. It also increases your insurance coverage at a much lower rate. If you’re going scuba diving, for example, your travel insurance won’t cover anything that happens when you’re diving. You can get Extreme Sports Coverage as an add-on to your travel policy to make sure you’re safe.

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Below, we have listed two of the most common types of travel insurance you can choose from. Both offer different benefits and come with different premiums.

Single Trip Travel Insurance

Single trip travel insurance covers you for a single trip over a specific period of time, normally up to six months. One trip entails leaving home, travelling somewhere for a set period of time, and returning home. It doesn’t matter whether you’re heading to one destination or many, as long as you don’t return home throughout the policy time.

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Annual Travel Insurance

Annual travel insurance covers you for an unlimited number of overseas trips, usually up to a maximum of 90 days per trip. This means that you don’t have to buy insurance each time you travel. If you are a frequent traveller, an annual plan can save you money and time, while having peace of mind.

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Why Choose The Thaiger?

We understand that choosing travel insurance can be a little bit difficult as there are countless policies you can choose from, not to mention the number of add ons you need to select to ensure that you are fully protected. We understand that you want to be protected from every unwanted situation that could happen during your trip, but you also don’t want to waste money to pay for coverage you don’t need. That’s why we’re here to help you choose the right travel insurance to fit your needs.

We do all the analysis and comparisons, so you don’t have to, making sure the process is as simple as possible for you. All you have to do is provide a few details about yourself and your travel plans; then, we’ll help you pick the travel insurance that works for you using our unbiased comparison.

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Why Do You Need to Consider Getting Travel Insurance Add Ons?

Everyone wants to relax and have fun while travelling, even when you’re travelling for a business trip. However, no matter where you are in the world, unforeseen events can happen such as, medical treatment and emergencies, loss of personal belongings or losing important documents and getting treatment if you are ill or injured while travelling. With travel insurance, you will be covered for these things, so you don’t have to worry about using your own money.

What most people fail to realise is that most travel insurance will not cover all aspects of your trip. For example, trip cancellation coverage may not cover every possible situation, such as a pandemic or a natural disaster. In order to get covered for those situations, you must purchase add ons.

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Types of Travel Insurance Add Ons

There are various travel insurance add ons available on the market. The following are some of the most common travel insurance add ons you can consider.

Sports and Leisure Cover

Most people travel to another country to try new things, whether that’s paragliding, scuba diving, or other exciting extreme activities. These adventures can be risky but could give valuable memories. So, why stop yourself from experiencing them? Sports and leisure cover will protect you against things that could go wrong when you partake in any extreme activities. With this insurance, you can enjoy your trip to the fullest, knowing that if something goes wrong, you’ll be provided with complete medical treatment.

Visa Cover

Your trip may need to be postponed or even cancelled if your visa is not approved, or if you lose or damage your visa during your trip. With visa cover, all the related costs will be covered.

Golf Cover

Planning to golf during your trip? A golf cover can protect your own golf equipment if you lost it or if it gets damaged. This cover will ensure that you can fully enjoy your golfing holiday.

Business Cover

If you bring your business equipment along with you during your trips, such as laptops, tablets or photograph equipment, the business cover will protect them. It makes sure that if you lose your business equipment, you can move forward with the claiming process.

Pre-Existing Conditions Cover

Purchasing this cover will ensure that the insurer will pay any medical costs if you get sick during your trip due to your pre-existing medical condition. Most travel insurance doesn’t extend to pre-existing medical conditions, which is why you will need to ask for it as an add-on coverage (please note that if your condition is severe this will dramatically increase the price of your policy).

Pack your bags, Get your travel insurance and travel the world!

However, it’s important to stay current with travel advice because things often change. You’ll need to know the following before you travel:

It is safe to fly to your destination, it’s important to double-check that your destination is safe to visit, as recommendations can change.
Local government advice, safety precautions, and entry criteria for your destination.

We want you to have a safe and pleasant vacation; however, if you do not follow government advice, your travel insurance policies can become invalid, and you will not be covered if you need to make a claim.

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